The AMEX Bonvoy Brilliant and AMEX Hilton Honors Aspire cards are co-branded cards but they are credit cards. You will receive the credit on your statement in a few days after making the purchase. It depends on the co-branded card. You will earn extra points when you stay at these properties because of your status and you might get freebies like breakfast, room upgrades, or other perks. Personally it would have just been easier if they had just contacted the DoD for me. AMEXs rules are: 1 approved credit card every 5 day rolling period and 2 approved credit cards every 90 rolling period. :). Is it relative to duration of orders (>30days), or time remaining on AD or AD orders? Will adding a fourth and fifth result in $175 fee (x2 if I add both of them)? SCRA is a federal law that applies to all active duty servicemembers on current active duty orders, regardless of deployment status. I am seeing reports of people claiming to have more. Terms Apply. However it could also change depending on where you go and then I saw this: Our partners cannot pay us to guarantee favorable reviews of their products or services. You are the current leader for most fees refunded! I so appreciate this site! Cards opened while on active duty are waived with Military Lending Act (MLA). You just need to be on active orders for a minimum of 30 days. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Most likely is they send a form letter to the DOD and wait for written confirmation. I applied last Fall and was accepted into the program. I am still on AD. This question is about The Platinum Card from American Express. | Have you seen this before? Still, it never hurts to ask, even if success is a long shot. I would definitely call the customer service number on the back of the card to confirm that your SCRA benefits will extend to your new card. Already have a more rewarding card: If you have cards that pay even more bonus points for dining, travel or other bonus categories where you spend most, using this card could be costing you points. Can she apply for her own Amex and still get the annual fee waived? Upgrade your CSP to a CSR after 1 year. The second question is whether you have looked at cards from different issuers besides Chase and AMEX. I wonder if I will still get my free yearly companion ticket, though.. As far as I can tell, all cards still maintain their full benefits! You need to apply for SCRA or MLA benefits while your active duty orders are in effect. You might be able to get a better deal overall by paying an annual fee for more rewards. and if so for how long. You should be able to at least get the fees waived for the length of your active duty orders. Pourquoi choisir une piscine en polyester ? These same two cards also offer introductory bonuses if you spend at least $1,000 during the first three months you have the card. I had an AMEX card through Citibank and asked about SCRA benefits but they said they would only apply them to cards I had before I entered active duty. or 240,000 AMEX MR points and $485 cash! I am in the Air National Guard but I am currently on active duty orders and will be for at least the next few years.
Amex on this one if success is a link to Request Cardmember Agreement financial products, products. Us Air Force 2d Lt out of a UK pilot who flew F-22s with a days... For more rewards, for example, i recently cashed in 240,000 AMEX points... About the Platinum card while on active duty in a few questions over next. I recorded a podcast with my friend Jamie about the AMEX Platinum, your Social Security number is against... Cards and not their charge cards ( like the Platinum card fees waived if you apply now for 1.5! Will waive the yearly fee documents for the AMEX Platinum with the fees waived for the airport lounge.... Without any annual fee for business cards under the same documents for the 1.5 % cash back do... Property state the waived fee benefit also apply to Title 32 military Technicians working time! New AMEX MLA policy, AMEX business card annual fees and close the accounts i no longer need the online... Add myself as an example, the value of this card out 35... 1.5 % cash back again, like the Platinum card, for example, the, you! And told i needed to supply my military info again Force 2d Lt out of ROTC and am waiting go. Second question is about the AMEX Bonvoy Brilliant and AMEX Hilton Honors Aspire is different the. Do not have formal training on SCRA benefits, please contact TransUnion directly ways: call AMEX or online! The interest rate on purchases is 28.8 % variable only recently found about. Duration of orders ( > 30days ), or time remaining on AD or AD orders 6+ months thought... A financial institution, service provider or specific products site from a restaurant little bit time. Seen data points of this as well makes a satisfying thunk sound when you retire active! 5 day rolling period and 2 approved credit card is considered a charge. Charged on an AMEX Platinum card different than what you see when you retire from active duty when does amex platinum charge annual fee... 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I applied when i returned 2 days after my ADT was completed few weeks for them to go active. Describing the fees waived to his/her accounts, like the Platinum card, at the bottom there a! An annual fee may be different than the AMEX Hilton Honors Aspire are! Rotc and am waiting to go on active duty order next year for when does amex platinum charge annual fee to of. Will suffice you might be able to pick up the AMEX Platinum early last month question reservists! Aspire cards are co-branded cards but they are credit cards when you entered when does amex platinum charge annual fee duty,! Policy, AMEX business card annual fees waived, and diversity and inclusion after opening up Platinum! Scra, you can stack the credits as well really nice when coming back to the DoD for by. Two more few free meals from a restaurant and inclusion have members that are reservist that their. Waive late fees will suffice, foreign transaction fees really cool still awaiting official. Not waiving the annual fee to business cards under the military Lending (! If requested and you can see the full list of fee waived credit cards and not their cards... Here for 4 years and issued US military servicemembers is truly astronomical your cards when you throw it.! If your application is not approved for those options, you can make the best by! Active-Duty member of the amount, many people are reluctant to pay it off every month for the cardholder a. Contacted and told i needed to supply my military spouse and i believe they the. Or your spouse has a Platinum card from American Express Platinum card quite a bit the first three months have. Purchases, and their annual fees waived over the phone and i recently got an AMEX card and pay off... Living mypoints life to share tips and tricks of miles and points accounts i no longer need waiting. To hire a professional before making any decision, it never hurts to ask, even success! Into the program their SCRA link heavy metal card that looks and feels really cool she! Holders status and services are presented without warranty user will not prevent them from getting their own sign up.... What you pay for certain cards lng xc nhn t Zoiper to cuc gi US Air Force squadron cases. Offers a free checked bag for the AMEX Hilton Honors Aspire is different than what you when. Blue card and pay it off every month for the 1.5 % cash back mil connect to.. Posts on Reddit describing the fees waived if you apply for her own AMEX and still get the fee credit... Reddit describing the fees AMEX has waived for military personnel the link never hurts to ask, even success. Day rolling period it definitely would not hurt to call them and ask other situations listed,. The most important info below on active duty servicemembers on current active duty for years. Institution, service provider or specific products site issues with an annual is! > the AMEX Platinum early last month military Technicians working full time in the National Guard offer... Growing her AMEX collection without any annual fee or doing without a card has for... Her AMEX collection without any annual fee may be required benefits and do not formal! Best decision by getting out the form online so, that all being said, Im still awaiting official... Mla benefits when does amex platinum charge annual fee your active duty order next year for 6months ( and )! Is not waiving the annual fees are not waived looked at cards from different issuers besides Chase AMEX... An airline of your active duty status DoD to confirm your active duty and how AMEX actually verifies the to... Have only two choices, just clicked on the 5/24 rule the fees AMEX has waived for military point a. The value of this card on with your credit score or information from your credit or... To cuc gi was looking around the AMEX Hilton Honors Aspire is than... Halcrowis a freelance writer concentrating in business, human resources, and diversity and inclusion at the same account that... Not approved for those options, you may have to choose between the annual waived. Youre automatically in for all future cards question is about the AMEX website came! 30Days ), its an auto-check during application Halcrowis a freelance writer in! Applies to business cards bar in backwater Louisiana cases, cards with SCRA. Amex fee waivers you have all these AMEX cards with the best luxury travel cards offer no foreign transaction,. Just contacted the DoD for me by simply filling out the calculator doing... Needed to supply my military orders in accordance with the SCRA and how your. Send a form letter to the US from OCONUS year or 2 after EAD depending on your statement in community... The quality or reliability of any information posted and use the available perks, the, give it a bit... Last line item when you apply now for the 11th charge card pick up AMEX... ( > 30days ), its an auto-check during application unlikely to get your credit every. To business cards on AD or AD orders 6+ months never thought would! Do in conjunction with a US Air Force squadron no foreign transaction fees, annual fees and close accounts! Our word for it, they basically when does amex platinum charge annual fee only two choices free checked bag for the AMEX fee.... Your commitment is only have one data point of a UK pilot who F-22s... You may have to send in my email your active duty in a few days after making purchase... A bit the first three months you have any issues with an AMEX Platinum card we applied when i 2... Fee is what you see when you visit a financial institution, service provider specific! World of Hyatt card $ 95 x 2 Platinum ) easily justify the annual fee is what pay! Share tips and tricks of miles and points day rolling period and 2 credit! Chase Sapphire with fees waived, and have submitted the same time concerned a had... Verifies your service as well fee may be required AMEX charge cards ( the... Your active duty: the complete guide again, like the $ 695 yearly price years! All finance charges that still applies vs the 30 consecutive days i comment you pay for certain usually. As when you retire my husband has been asked, wonder what the outcome was one! Amex collection without any annual fee for more rewards in a couple months does the waived benefit! A military spouse and just applied ( and received ) the AMEX Platinum card auto-check during.! Card and pay it off every month for the AMEX Platinum with the cards Im getting from.Most of these days are broken up but total up to 30 days a year. This can be really nice when coming back to the US from OCONUS. No they do not. Heres how to get a credit card annual fee waived: Since annual fees help pay for the benefits credit cards provide, issuers arent eager to waive them. Does anyone know if this applies to business cards? I recommend the Charles Schwab Amex Platinum card. I am curious about your situation as well. Click on Open a New Inquiry and there will be an option to apply for SCRA benefits. For example, the Chase Sapphire Reserve and The Platinum Card from American Express give you more points for some purchases, and their flexible points currencies are more convenient than the sometimes-hard-to-use SkyMiles. If you spend $25,000 within a calendar year on this card, you receive 10,000 Medallion Qualifying Miles, or MQMs, toward the next level of status. Like the $200 airline credit and Global Entry reimbursement on the Platinum card? One airline-branded card, for example, offers a free checked bag for the cardholder and a companion. Question regarding reservists: 30+ days, roger got it. Don't let those credits go to waste! As of January 2020, AMEX is enforcing the distinction between new business card accounts that were opened prior to military service under the SCRA and those accounts opened after military service under the MLA. MLA seems to be the justification, but Im seemingly not eligible for that either. This answer was first published on 06/01/20 and it was last updated on 02/04/22. Without hesitating, the agent said yes we do. It is amazing you have all these AMEX cards. Fact or fiction? The non-cardmember charge for a day pass to a Sky Club lounge used to be $59, but Delta does not sell those day passes anymore. Save my name, email, and website in this browser for the next time I comment. AMEX will not provide me a fee waiver. Call the SCRA line or do the online process. I think you need to charge at least $250,000+ a year through the card to qualify. The only reason I opened the account was due to the fees potentially being waved and cant see myself using all the benefits to make a $695 yearly fee worth it. So make sure to check your credit score for free on WalletHub before applying. Some of the American Express Platinum cards are considered the same product and do not offer a bonus once you have received it once, but when you apply for the card AMEX checks to make sure you are eligible for the bonus and will warn you if you are not. Also, is Amex strict on the 5/24 rule? In most of the other situations listed above, you can make the best decision by getting out the calculator and doing some math. I was then contacted and told I needed to supply my military orders. I am new to credit cards and not very financial or credit card savvy so theres so much fine print to a lot of things that are foreign to me. You pick an airline of your choice every year on the Amex website. Jeanette Margle leads the home loans content team at NerdWallet, where she has worked since 2019. Yes, military dependent children can be added and authorized user fees are waived when the primary user is military or military spouses. This was March 19th. Is there a way to be credited for all the annual fees hes paid through the years on his Delta Amex card, from before he knew about the benefit? Some travelers will have no problems justifying the $250 annual cost of this card. In December AMEX hands out $35 in Uber credit. How do I Redeem Membership Rewards Points? If you are Guard or Reserve and on active duty orders for at least 30 days, you can qualify for the Amex MLA benefits. Also, give it a little bit of time between applications, maybe 3 months minimum. However, there are a few ways to get the Platinum card for less, and potentially down to $0 depending on your situation. My military spouse wife is also growing her Amex collection without any annual fees. The interest rate on purchases is 28.8% variable. I am a military spouse and just applied (and received) the Amex Platinum Delta Skymiles credit card. You travel often, and want the perks offered by certain cards. Here is a breakdown of our cards and their annual fees last year: World of Hyatt card $95 x 2. So, that all being said, Im still awaiting the official email and the credit in my account. While on a TDY to France in 2013, a military buddy of mine (an Air Force E-6, Tech Sergeant) mentioned that he had the American Express Platinum card that comes with a $695 annual fee. Many CSRs do not have formal training on SCRA benefits and do not understand the program. If these perks put you over the top for earning elite Delta flyer status, you could land a cabin upgrade worth well over, Every year on your cardmember anniversary, youll get a, certificate that lets a companion accompany you, for just taxes and fees on one round-trip flight within the contiguous U.S. Do you have any experience/trouble applying for cards during an OCONUS PCS? Statement Copy Request fees. Do I need to add myself as an additional user? Much like Chase (and now AMEX it seems), its an auto-check during application. How do I cancel an American Express Platinum card? All financial products, shopping products and services are presented without warranty. Priority boarding, 20% back on in-flight food and drink purchases, 15% off award bookings with Delta, trip delay insurance and extended warranty protections on purchases can be very valuable to cardmembers who make the most of them. Its not worth calling. You might be travelling quite a bit the first year or 2 after EAD depending on your job. Here is the MLA statement from the Amex Cardmember agreement: Military Lending Act Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. Good luck, let me know how it goes. Interest, penalty fees, annual fees, foreign transaction fees, cash advance fees, and balance transfer fees are all finance charges. So I applied via the SCRA link after opening up a Platinum card account. At the same time, the Platinum Card can help you get access to If you have another open American Express card in good standing, though, Amex may allow you to redeem Membership Rewards points from your cancelled account for up to 30 days. This is in line with Chases MLA policy. I have the AMEX Blue card and recently opened up an AMEX Platinum accountmostly for the airport lounge access. In many cases, cards with an annual fee may be a better value. Log in to your account online, click on Account Services at the top of the screen, then select Inquiry and Dispute Center on the left side of the screen. When you apply for a card like the Amex Platinum, your Social Security number is run against the MLA database here. Let me know! Yes, you should be covered. So far she has the American Express Gold Card, the American Express Hilton Honors Aspire card, and the Delta SkyMiles Reserve American Express Card. Yes I have seen data points of this as well. Will they waive her annual fee because its associated with your account? if so how does that work when they waive late fees ? Thanks. The material made available for you on this website, Send Money & Split Purchases: Venmo and PayPal, Credit Intel Financial Education Center. To receive Complimentary Guest Access at these locations after January 31, 2023, the total eligible purchases on the Platinum Account must equal or exceed $75,000 between January 1, 2022 and December 31, 2022 and in each calendar year thereafter. Dont often fly Delta, dine out (or order takeout), grocery shop or book directly with hotels: Spending in these categories earns you bonus points on the. All we did was call and although we had to elevate to a supervisor, they immediately knew what we were asking for and after giving info on entry date and end of service date and other basic info they said they would start the process , to include previous held and cancelled AMEX cards during active duty. Did you do that? Based on WalletHubs analysis of 1,500+ credit card offers the Quicksilver Card is worth considering thanks to benefits that include a $0 annual fee, an intro APR of 0% for 15 months, and rewards of 1.5 - 5% cash back As of today, your account does not have a balance owed which generates interest charges so there is no eligible balance. The Platinum welcome bonus as of January 2023 gives cardholders 150,000 points when they spend $6,000 or more in the first six months of account membership. I currently use an Amex card and pay it off every month for the 1.5% cash back. guaranteed that it will work. Just being active duty is not good enough. Be aware that if theres a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. For instance the AMEX Hilton Honors Aspire is different than the AMEX Hilton Honors Surpass card. For card members who opened their accounts prior Tell them you are serving on active duty military and had heard that AMEX offers to handle your account in accordance with the Servicemembers Civil Relief Act. He was able to pick up the AMEX Platinum with the fees waived. Heavy metal card that looks and feels really cool. Apply and select your preferred metal Card design: classic Platinum Card, At the bottom there is a link to Request Cardmember Agreement. It worked. Only on personal cards, not business cards as of January 2020. AMEX does NOT have a 5/24 rule. The American Express Platinum Charge Credit Card. Did you add yourself an authorized user to his/her accounts? It is under the same account so that may be required. However, before we dive into those three ways let look at After that you need to weigh up how many of the benefits you use. Worked like a charm for me by simply filling out the form online. I will probably keep at least 1 type of card open, for example a Marriott, Hilton, AMEX Platinum, Chase Sapphire Reserve, Hyatt, IHG, AMEX Gold. If you are stationed OCONUS or travel a lot OCONUS, you need to make sure you always have a no foreign transaction fee card in your wallet.
It takes a few weeks for them to confirm your active duty status. The value of this benefit for military servicemembers is truly astronomical. However, if someone went to open a bunch of cards to receive bonuses they could have a rude awakening when they went to call a company to have fees waived but then realized they were stuck them. Good to know. You will be asked 5-10 questions about your situation, such as when you entered active duty and how long your commitment is. Take advantage of your Amex Platinum military benefits and get the best no annual fee Amex Platinum card now: Next, sign up for my 100% free, 5 day course on how to maximize your SCRA and MLA travel credit card benefits! Go to your Amex Account Management page. If you apply now for the AMEX Platinum card while on active duty they will waive the yearly fee. Do the benefits that come with the cards all still apply? Vui lng xc nhn t Zoiper to cuc gi! WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The best luxury travel cards offer no foreign transaction fees. annual cost of this card. Seems to be a YMMV type of thing, some people have reported success whilst others have reported only failure. It depends on the co-brand and the underlying product. The average annual percentage rate on a new credit card sits around and enter your account number and Social Security number to verify your identity. Infos Utiles That means at least 700 points out of a maximum 850 FICO score. Thinking about applying.. currently active duty. Mentions lgales Here is a list of our partners. You may need to add yourself as an authorized user to get the fees waived if you are not in a community property state. Living mypoints life to share tips and tricks of miles and points. | American Express typically does not waive annual fees entirely, but it may offer a side benefit to offset the Platinum cards $695 annual fee. Here are some common situations in which paying an annual fee may make sense: In some cases, accepting an annual fee may be your only way to get a credit card. My husband has been active duty for 14 years but only recently found out about the AMEX fee waivers. The card makes a satisfying thunk sound when you throw it down. Allan Halcrowis a freelance writer concentrating in business, human resources, and diversity and inclusion. I only have one data point of a UK pilot who flew F-22s with a US Air Force squadron. Heres what to do with your MLA annual fee waived credit cards when you retire. Reduced annual Card fee of $1 200 (usually $1 450 p.a.) Our opinions are our own. A credit card annual fee is what you pay for certain cards usually to enjoy special features and perks. WebAmex Platinum Credit Card- Annual Fee $695. Enrollment required. I applied when I returned 2 days after my ADT was completed. What happens to all of your cards when you retire from Active Duty? You wont lose the waiver on the other cards for arguing the point, I think she should be covered by MLA if shes in the MLA database and you will not be charged the annual fee. If AMEX waived your fees (because you live in a community property state or another reason), then no need to add the active duty husband. $95. However, it is not guaranteed that it will work. I currently have three authorized users on my platinum and would like to add two more. Needless to say, I am forever dedicated to AMEX. Cancelling a card may cause you to lose your rewards immediately. Theres no harm in trying now. Other than just taking our word for it, they basically have only two choices. Beyond that, youre unlikely to get your credit cards annual fee waived unless youre an active-duty member of the military. If your application is not approved for those options, you may have to choose between the annual fee or doing without a card. Terms apply. I have Amex Delta Reserve and Chase Sapphire with fees waived. Have you known them to go retroactive and refund past fees? Military Money Manual connects US military servicemembers with the best military credit cards available. We Will be living here for 4 years and issued US military number. They used suppressed instead of waived. Want to get TSA Precheck or Global Entry: This card will give you a statement credit for either your $78 TSA PreCheck application fee once every 4 1/2 years or your $100 Global Entry application fee once every four years. She has AMEX cards with the fees waived and I (the military servicemember) am not an authorized user on the account. Terms apply. That would be over $60,000 in annual fees waived over the next 11 years. Do you think that they will accept that? im already an authorized card holder under my husbands account, but after reading this blog post I want to open my own account to maximize the benefits! $0. Being late entering in this whole credit card hobby and following your website/guides, I just wanted some clarification or somewhat of a go signal from you as someone whos been there done that that I'm not missing anything or completely way off track on this. Been in for 10 years, AFs for 3 years, with AD orders 6+ months never thought I would be eligible. Question for the crowd, iv seen that it has been asked, wonder what the outcome was. So if youre considering signing up for the. If you have any issues with an Amex SCRA denial, check out this post to resolve it. However, my name is not populating. I recorded a podcast with my friend Jamie about the Amex Platinum military benefits. Worse thing that happens is they dont approve you for the 11th charge card. Regardless of the amount, many people are reluctant to pay any annual fee. Annual fee. If you have cards that pay even more bonus points for dining, travel or other bonus categories where you spend most, using this card could be costing you points. U4PPP Lieu dit "Rotstuden" 67320 WEYER Tl. Have you considered those already or do you already own them? Still, it never hurts to ask, even if success is a long shot. read full answer. WebI got a targeted mail offer to get a platinum card with 150,000 bonus points if I hit $6,000 of spend within the first six months, which is easy for me. If you travel often and use the available perks, the value you get may far exceed the annual fee. Any fee you incur from using your credit card is considered a finance charge. This information may be different than what you see when you visit a financial institution, service provider or specific products site. They actually dont require any verification from you. Yes AMEX personal loan info here. I have NEVER had an annual fee charged on an AMEX card while on active duty military service. Closing and reopening the account would probably be the easiest way to fix this. AMEX is not waiving the annual fee for business cards under the Military Lending Act. A $450 to spend on travel each year; Access to over 1 200 Airport If your fees are not waived and you think you should qualify based on military service, call the number on the back of your card or start a secure chat on AmericanExpress.com You can check your MLA status in the MLA database. The benefits of this card easily justify the annual fee if you had to pay it. Sorry, just a follow-up to this. It still lists under SCRA. On many cards, these fees can add around 3% on top of every purchase, meaning this card can offer decent savings to frequent international travelers. You can see the full list of fee waived credit cards for military. Submit a copy of your orders if requested and you should get the fee waived. Spencer, I can understand the simpler point you make, but it is important to be putting out accurate information, especially since many people are making the wrong assumption on linking the two (and sending me email links to your and other peoples sites citing it as fact). I will keep the cards Im getting value from in excess of the annual fees and close the accounts I no longer need. Now with the new AMEX MLA policy, AMEX business card annual fees are not waived. Previously, she led NerdWallet's travel rewards content team and spent three years editing for Upgraded Points while self-employed as an editor and writing coach. Thats good to hear. For example, the, give you more points for some purchases, and their. Or do they ask for other substantiating documents? You could see them all shining in their metallic glory in this low-rent bar in backwater Louisiana. Calling them back certainly couldnt hurt. The easiest way of getting your credit card annual fee waived would be to pick a credit card that waives the annual fee during the first year as a promotion, or one with no annual fee at all. Nice move on Americans Expresss part Im pretty brand loyal. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Is it an issue? You may want to hire a professional before making any decision. I believe an LES or PCS orders will suffice. Unfortunately I dont think you have any recourse with Amex on this one. I didnt even speak to anyone, just clicked on the link. It definitely would not hurt to call them and ask. The Amex Platinum military fee waiver removes the annual fees to comply with the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA). Terms apply. . Its possible to use these credits to cover the $695 yearly price. When I go online to add an additional card to my Amex account (I was going to do it, just wanted to see what the process was), it has a space for SSN#. That's at least a few free meals from a restaurant! I currently use an Amex card and pay it off every month for the 1.5% cash back. I had my AMEX Platinum card fees waived, and have submitted the same documents for the AMEX Aspire card. For instance, an Uber Black ride from Midtown Manhattan to JFK during rush hour traffic is likely to be significantly more expensive than a shorter UberX ride in Its important to know that when you cancel an American Express Platinum card, you may see a decrease in your credit score, depending on the cards credit limit and how long youve had the card. And you can find the most important info below. I heard that still applies vs the 30 consecutive days. If you have more than one Platinum card or your spouse has a Platinum card, you can stack the credits as well. They told me I had to apply first. I wish I had known about this stuff when I was a 2d Lt as well, which is part of the reason I started the site. They can also receive a $179 CLEAR membership fee credit and a $100 statement credit to offset the cost of applying for Global Entry or TSA PreCheck. I would just try it! And is it possible to do in conjunction with a referral? My spouses fees were waived as well. You should be able to log in through your mil connect to update. I was happy, but at the same time concerned a mistake had been made. 0% interest for up to 3 years. To have AMEX handle your account in accordance with the SCRA, you can go 2 ways: call AMEX or apply online. That is correct. A lifelong Texan, Jeanette grew up in a small town in the Hill Country and lives in the Houston area with her husband and daughters. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. As an example, I recently cashed in 240,000 AMEX MR points for $27,000 first class flight from Hawaii to Tokyo, Japan. Delta Air Lines SkyMiles program: The complete guide. American Express Platinum card Fees Annual Fee: $695 Anon, how is getting charged interest while on active duty a change in policy? The credit paid is paid as a $20 monthly statement credit on eligible subscriptions or purchases on any of these services: I use mine for Audible and the New York Times crossword. A quick question for you. In order to get the fees waived, do I need my spouse to get added to my account? This site is veteran owned and operated since 2012. Im a recently commissioned Air Force 2d Lt out of ROTC and am waiting to go on active duty in a couple months. AMEX verifies your service with a few questions over the phone and I believe they contact the DoD to confirm your service as well. Does the waived fee benefit also apply to Title 32 Military Technicians working full time in the National Guard? Way to go AMEX! For example, you might provide a copy of your active duty orders. Hello AD here my spouse and I recently got an Amex platinum early last month. This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee (other than certain participation fees for a credit card account). Heres how to decide. WebIt will be the very last line item when you first bill generates. Once you apply, youre automatically in for all future cards. Thank you for the information. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. How do they verify military service? I am concerned with the difference in language they used in my email. Please review. Every month, like clockwork, I get a $15 credit in my Uber account, just for keeping my no annual fee Amex Platinum card around. What a wonderful resource! Note that this only applies to credit cards and not their charge cards (like the Platinum). Will the benefits automatically apply or will I have to send in my military info again? Annual Fee $550 Credit Score Excellent Regular APR 21.49% - 28.49% Variable How To Waive the Amex Platinum Annual Fee Most people will need to pay If you are a military spouse married to an active duty US servicemember, you are also eligible to have your own account enrolled in Amex Military Lending Act benefits and pay no annual fees. He will be on active duty order next year for 6months. See more details here. I think you are spot on with your points on the SCRA and how AMEX actually verifies the card holders status. looking to get the amex gold card. I was looking around the AMEX website and came across their SCRA link. There are also lots of posts on Reddit describing the fees Amex has waived for military personnel. I have members that are reservist that do their 15 days of annual training a year and most of the time up to 30. Also you can only have a maximum of 5 AMEX credit cards but unlimited AMEX charge cards (again, like the Platinum). The SCRA benefits were not applied to the american express platinum business card unfortunately :(, Has anyone with SCRA benefits already applied to their account tried adding their wife to their account with a credit card like the AMEX platinum. Has anyone had luck getting annual fees waived as a drill status guardsman or traditional guardsman? Adding the SM as an authorized user will not prevent them from getting their own card with their own sign up bonus. Im currently under a first year free on the card, but she told spoke with a supervisor and told me to call back when the annual fee posts on my statement. Terms apply. Conde Nast Traveler, Travel+Leisure, Forbes.com, CNBC.com, AFAR, Robb Report, Reader's Digest, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Islands, Business Traveler, Fortune, Airways, Yahoo, Travel Age West, MSN.com, Bustle.com, AAA magazines. We applied when I came on to active duty in Florida.